Why you should

ALWAYS CHOOSE A COMPARISON WEBSITE...

These are deals you can get from a comparison website like Go Compare or Money Supermarket:

Rate Setter – Borrow £5,000, pay it back over 5 years = £89/month (total repaid after 5 years = £5,359)

Tesco Bank – Borrow £5,000, pay it back over 5 years = £90/month (total repaid after 5 years = £5,450)

Now compare that to what you could be stuck repaying if you go with the ONE finance company your home improvement business has decided to partner with.

Borrow £5000, pay it back over 5 years = £162/month (Total repaid after 5 years = £9,763 total)

So why do Home Improvement companies partner with one single finance company?

There are 2 reasons:

  1. It allows them to offer you 0% finance for the first year
  2. The finance company will pay the home improvement company for every customer sent their way

Any time you see the words “Interest free loans” or “0% finance loans” alarm bells should be ringing. 

Do you really think they do that for your benefit?

They don’t.

The reason they do it is so they can get you stuck into crazy repayments after that first year.

If you’re able to pay off the full £5,000 loan in the first year (£417/month) then great, the 0% finance will work well for you.

But if you don’t pay it off in full in that first year then you could end up paying over £9,000 total for a £5,000 loan.

If you’d prefer to have small, safe, monthly repayments (£89/month) and only pay a small amount more than your original loan over a 5 year period (£5,359 for a £5,000 loan) then you’re always better going with a comparison website.

Take your pick below:

We could have done what other home improvement companies do and promote 0% finance loans and enjoy the kickback that our chosen finance company gives us every time we send a customer their way, but we’ve decided to be totally transparent, and help you get the best possible deal at the lowest possible rate.

Got any questions, we’d love to chat:

Or reach us @

Follow us: